Pradhan Mantri Mudra Loan Yojana (PMMY) 2023: PM Mudra Loan Online Apply, Eligibility

October 7, 2023

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Pradhan Mantri Mudra Loan Yojana:- Prime Minister Mudra Loan Yojana was started by the Prime Minister of our country Shri Narendra Modi. Under PM Mudra Loan Yojana, financial assistance of ₹ 1000000 is being provided to the citizens of the country in the form of loan if any citizen If someone wants to start a small business or wants to expand his business, then he can easily get a loan up to ₹ 1000000 by applying under Mudra Yojana. Through this article, we will tell you what is the application process of this scheme. What are its required documents, what are the eligibility and benefits, and other information? To get all the information related to the scheme, you are requested to read this article till the end.

Pradhan Mantri Mudra Yojana 2023

Let us tell you that a budget of Rs 3 lakh crore was prepared by the Central Government for Mudra loan, out of which loans worth Rs 1.75 lakh crore have been distributed so far. Those who want to take a loan under Mudra Yojana 2023 will not have to pay any processing charges to take the loan. Under this scheme, the loan repayment period has been extended by 5 years. The people of the country are given a Mudra card to take Mudra loan under this Prime Minister Mudra Loan Scheme.

Amount provided so far under Pradhan Mantri Mudra Loan Scheme

Financial year	PMMY loans sanctioned (in million)	Amount sanctioned (in Rs crore)	Amount disbursed (in Rs crore)
2021-22	53.7	3,39,110	3,31,402
2020-21	50.7	3,21,759	3,11,754
2019-20	62.2	3,37,495	3,29,715
2018-19	59.8	3,21,723	3,11,811
2017-18	48.1	2,53,677	2,46,437

Details Of PM Mudra Loan Yojana

name of the scheme	Prime Minister Mudra Loan Scheme
started by	By Prime Minister Narendra Modi
Beneficiary	people of the country
Objective	provide loan
official website	https://www.mudra.org.in/

Objective of PM Mudra Yojana

The main objective of this scheme is that there are many people in the country who want to start their own business but are unable to start due to lack of money. For such people, the Central Government has started this scheme, Pradhan Mantri Mudra Loan Scheme. Under 2023, beneficiaries can start their own small business by taking Mudra loan. And under this scheme, providing loans to people in a very easy manner. To realize the dreams of the people of the country and make them self-reliant and empowered through Pradhanmantri Mudra Loan Scheme 2023

Types of Pradhan Mantri Mudra Yojana

Three types of loans are given under this scheme.

Shishu Loan: Under this type of Mudra scheme, loan up to ₹ 50000 will be allotted to the beneficiaries.
Kishore Loan: Under this type of Mudra scheme, loans ranging from ₹ 50000 to ₹ 500000 will be allotted to the beneficiaries.
Tarun Loan: Under this type of Mudra scheme, loans ranging from ₹ 500000 to ₹ 1000000 will be allotted to the beneficiaries.

Banks covered under Mudra Scheme

Allahabad Bank
Bank of India
Corporation Bank
ICICI Bank
j&k bank
Punjab and Sindh Bank
Syndicate Bank
Union Bank of India
Andhra Bank
Bank of Maharashtra
dena bank
IDBI Bank
Karnataka Bank
Punjab National Bank
Tamil Nadu Mercantile Bank
Axis Bank
Canara Bank
Federal Bank
Indian Bank
Kotak Mahindra Bank
Saraswat Bank
UCO Bank
Bank of Baroda
Central Bank of India
HDFC bank
Indian Overseas Bank
Oriental Bank of Commerce
State Bank of India
Union Bank of India

Beneficiaries of PM Mudra Loan Yojana

sole proprietor
partnership
service sector companies
micro industry
repair shops
truck owners
food related business
Seller
micro manufacturing form

Mudra Loan Yojana State Wise Report

child loan

State names	number of beneficiaries	Amount approved (in crores)	Amount distributed (in crores)
Ladakh	137	0.49	0.49
Jammu and Kashmir	35219	112.39	111.22
Himachal Pradesh	26541	84.25	76.02
Punjab	448074	1358.06	1336.08
Uttarakhand	114071	378.77	371.80
Haryana	371757	1160.53	1146.07
Rajasthan	1223374	3655.58	3635.11
Delhi	48015	112.12	108.63
Uttar Pradesh	2022941	5865.82	5762.65
Bihar	2525017	7611.54	7535.45
Sikkim	3169	9.92	9.40
Assam	160273	413.12	402.15
Arunachal Pradesh	1864	4.81	4.72
Nagaland	2172	6.86	6.55
Manipur	21441	55.40	54.42
Mizoram	321	1.01	0.88
Tripura	119598	348.08	346.03
West Bengal	2002550	4939.17	4912.35
Jharkhand	701087	1949.19	1925.40
Madhya Pradesh	1256854	3578.59	3497.73
Gujarat	615126	2001.32	1992.52
Chhattisgarh	339351	960.28	950.28
Orissa	1772974	4760.39	4733.15
Maharashtra	1697024	4541.56	4520.27
Andhra Pradesh	193324	509.93	498.98
Telangana	93453	204.05	186.67
Karnataka	1750715	4704.07	4694.33
tamil nadu	2678037	8810.82	8791.58
Kerala	683984	1970.86	1960.42
Pondicherry	61653	205.94	205.37
Goa	11145	34.53	33.44
lakshdeep	121	0.47	0.45
Andaman and Nicobar Islands	121	0.31	0.30
Daman and Diu	132	0.26	0.16
Dadar and Nagar Haveli	333	0.98	0.97
Chandigarh	3886	10.24	10.07

juvenile loan

State names	number of beneficiaries	Amount approved(in crores)	Amount distributed (in crores)
Ladakh	3910	81.56	936
Jammu and Kashmir	94216	2076.69	2036.75
Himachal Pradesh	23413	511.49	458.51
Punjab	103939	1554.77	1454.62
Uttarakhand	29676	523.72	494.88
Haryana	101895	1228.74	1162.32
Rajasthan	242474	3093.78	3001.18
Delhi	17725	318.49	303.80
Uttar Pradesh	402439	5189.17	4915.72
Bihar	518211	5216.12	4472.94
Sikkim	3169	9.92	9.40
Assam	32645	627.10	510.14
Arunachal Pradesh	482	12.47	11.36
Nagaland	2066	41.35	38.74
Manipur	3498	57.66	51.15
Mizoram	703	14.10	13.08
Tripura	22941	285.32	267.74
West Bengal	316484	4337.28	4003.48
Jharkhand	136262	1443.83	1337.82
Madhya Pradesh	239822	2966.79	2657.99
Gujarat	132539	1776.20	1733.72
Chhattisgarh	65245	851.89	794.20
Orissa	216014	2292.63	2170.50
Maharashtra	305562	3811.85	3642.63
Andhra Pradesh	153863	2497.46	2397.55
Telangana	45090	916.66	871.72
Karnataka	411211	4676.80	4582.86
tamil nadu	399401	4855.54	4735.03
Kerala	180629	2058.39	1989.63
Pondicherry	12382	143.96	141.40
Goa	5352	101.77	91.35
lakshdeep	218	5.38	5.32
Andaman and Nicobar Islands	465	13.71	13.45
Daman and Diu	190	4.45	4.17
Dadar and Nagar Haveli	318	5.69	5.58
Chandigarh	1661	37.88	776

youth loan

State names	number of beneficiaries	Amount approved(in crores)	Amount distributed (in crores)
Ladakh	4983	152.60	151.02
Jammu and Kashmir	16333	1198.50	1169.77
Himachal Pradesh	6061	506.10	476.73
Punjab	12806	1077.25	1005.47
Uttarakhand	5428	455.53	432.96
Haryana	10333	805.15	759.52
Rajasthan	25811	2098.21	2020.19
Delhi	6720	559.75	525.24
Uttar Pradesh	44357	3997.22	3693.65
Bihar	22539	1795.15	1599.76
Sikkim	272	23.14	20.66
Assam	6936	531.70	474.25
Arunachal Pradesh	290	24.19	22.49
Nagaland	474	38.75	33.37
Manipur	465	38.13	33.83
Mizoram	246	20.54	18.76
Tripura	1031	75.37	69.90
West Bengal	30099	2191.42	1973.36
Jharkhand	9663	780.31	678.53
Madhya Pradesh	23082	1729.74	1542.45
Gujarat	17001	1362.13	1284.30
Chhattisgarh	8853	695.94	630.97
Orissa	15051	1156.90	1039.99
Maharashtra	36388	2940.71	2689.56
Andhra Pradesh	36624	2998.67	2884.86
Telangana	15105	1122.92	1086.95
Karnataka	27607	2139.41	2017.60
tamil nadu	23906	2301.22	2226.89
Kerala	14325	1232.81	1179.64
Pondicherry	525	38.49	37.06
Goa	926	72.52	63.82
lakshdeep	44	3.48	3.42
Andaman and Nicobar Islands	261	22.11	21.60
Daman and Diu	66	5.43	5.23
Dadar and Nagar Haveli	122	10.52	10.23
Chandigarh	776	65.66	60.40

Benefits of PM Mudra Loan Scheme

Any person in the country who wants to start his own small business can take a loan under PMMY.
Under this scheme, citizens of the country will be given loans without guarantee to start their own business. Apart from this, no processing charge is taken for the loan. The loan repayment period under Mudra Yojana can be extended up to 5 years.
The loan taker gets a Mudra card, with the help of which he can spend on business needs.

Documents for Mudra Loan Yojana

People starting small business and those who want to expand their small business can also apply for loan under this Pradhanmantri Mudra Loan Scheme 2023.
The age of the person taking the loan should not be less than 18 years.
Applicant should not be a defaulter in any bank
Aadhar card
PAN card
Permanent address of application
Proof of business address and establishment
Balance Sheet of last three years
Income Tax Returns और Self tax Returns
passport size photo

Process to apply online under Pradhan Mantri Mudra Yojana

First of all you have to go to the official website of Mudra Loan Yojana

Now the home page will open in front of you.
On the home page you will see the types of Mudra Yojana which are as follows.
- baby
- teen
- youth
After this a new page will open in front of you.
You have to download the Application Form from this page.
After this you will have to take a print of this application form.
Now you will have to fill all the important information asked in the application form carefully.
After this you have to attach all the important documents.
Now you have to submit this application form to your nearest bank.
After verification of your application, the loan will be provided to you within 1 month.

First of all you have to go to the official website of Mudra Yojana .
Now the home page will open in front of you.
On the home page you have to click on the login button.

Now a new page will open in front of you in which you will have to enter your username, password and captcha code.
Now you have to click on the login button.
In this way you will be able to login to the Mudra portal.

How to apply for PM Mudra Yojana ?

Under this scheme, the interested beneficiaries who want to apply for getting a loan can go to their nearest government bank, private bank, rural bank and commercial bank etc. and apply with all their documents.
After this, go to the bank from which you want to take loan and fill the application form.
And fill the form and attach it with all your documents and submit it to the bank official.
Then after verifying all your documents, the bank will give you the loan within 1 month.

Process to view annual report

First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana .
Now the home page will open in front of you.
On the home page you have to click on the option of Financials.
After this you will have to click on the option of Annual Report.
Now the following options will open in front of you.
- Annual Report 2019 -20
- Annual Report 2018-19
- Report 2017-18
- Annual Report 2016-17
- Annual Report 2015-16
You have to click on the option as per your requirement.
After this the PSF file will be downloaded in your device.
You can see the annual report in this file.

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Process to view public disclosure

First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana.
Now the home page will open in front of you.
After this you will have to click on the option of Financials.
Now you have to click on the option of Public Disclosure.
After this you will have to select the financial year.
Now you have to select the quarter.
As soon as you select the quarter the PDF file will be downloaded to your device.
You can see the public disclosure in this file.

First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana .
Now the home page will open in front of you.
On the home page you have to click on the option of tenders .

After this a new page will open in front of you.
There will be a list of Tenders on this page.
You have to click on the option as per your requirement.
Related information will be on your computer screen.

Report Viewing Process

First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana .
Now the home page will open in front of you.
On the home page you have to click on the report option.

Now a new page will open in front of you.
On this page you have to select your state.
As soon as you select your state, related information will appear on your screen.

First of all you have to go to the official website of Mudra Loan Scheme .
Now the home page will open in front of you.
On the home page you have to click on the option of Contact Us .

After this a new page will open in front of you.
On this page you have to click on the option of Bank Nodal Officers PMMY.
As soon as you click on this option, the PDF file will be downloaded to your device.
In this file you will be able to see information related to the Bank Nodal Officer.

First of all you have to go to the official website of Mudra Loan Scheme.
Now the home page will open in front of you.
After this you will have to click on the option of Offerings.
Now you have to click on the option of Shortlisted For Partnering Mudra .

After this a file will be downloaded to your device.
You will be able to see related information in this file.

mgt7 viewing process

First of all you have to go to the official website of Mudra Loan Scheme .
Now the home page will open in front of you.
On the home page you have to click on the option of Financials.
After this you have to click on the option of MGT-7.
Now you have to select the financial year.
As soon as you select the financial year, MGT-7 will be downloaded to your device.

First of all you have to go to the official website of Mudra Loan Scheme.
Now the home page will open in front of you.
After this you will have to click on the option of Corporate Governance .

Now a new page will open in front of you.
There will be following options on this page.
- Corporate Social Responsibility Policy
- Internal Guidelines on Corporate Governance
- Fair Practices Code
- Grievance Redressal
- Terms and Conditions for Appointment of Independent Director
- nrc charter
- The Ombudsman Scheme
You have to click on the option as per your requirement.
After this the file will be downloaded to your device.
You will be able to see related information in the office file.

Process to view overall performance

First of all you have to go to the official website of Mudra Loan Scheme .
Now the home page will open in front of you.
On the home page you have to click on the option of Overall Performance .

After this the overall performance report will be downloaded in your device.
You can view information related to overall performance by opening the downloaded file on your device.

Process to view PM Mudra Yojana State Wise Performance

First of all you have to go to the official website of Mudra Loan Scheme.
Now the home page will open in front of you.
After this you will have to click on the option of State wise Performance .

Now a file will be downloaded to your device in PDF format.
In this file you can see state wise performance.

Process to view bank wise performance

First of all you have to go to the official website of Mudra Loan Scheme .
Now the home page will open in front of you.
On the home page you have to click on the option of Bank wise Performance .

After this the bank wise performance report will be downloaded in your device.
You will be able to see related information in this report.

Process to view profile of Mudra Entrepreneur

First of all you have to go to the official website of Mudra Loan Scheme.
Now the home page will open in front of you.
After this you will have to click on the option of Profile of Mudra Entrepreneur.
Now the PDF file will be downloaded to your device.
In this file you will be able to see the profile of Mudra entrepreneur.

Pradhan Mantri Mudra Yojana Grievance Officer

customer Care Center	Address – Swavalamban Kendra, Plot No. C 11, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051, Maharashtra Telephone- 022-67221465 Email- [email protected] Timings – Monday to Friday at 10:00 am to 6:00 pm on all working days and non-public holidays
Grievance Redressal Officer	Name – Shri Rajesh Kumar Email – [email protected] Timing: Monday to Friday 10:00 AM to 6:00 PM All Working Days and Non-Public Holidays
Chief Grievance Redressal Officer	Name – Shri Amitabh Mishra Email – [email protected] Timing – 10:00 AM to 6:00 PM on all working days and non-public holidays

Process to view contact details

First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana.
Now the home page will open in front of you.
After this you will have to click on the option of Contact Us .

Now a new page will open in front of you.
There will be following options on this page.
- PMMY toll free number
- Mujra Officers Mumbai
- Grievance Officer
- Bank Nodal Officer
- Mission Office Contact Details
You have to click on the download option given in front of the option as per your requirement.
As soon as you click on the download option, the contact details will open on your screen.

Pradhan Mantri Mudra Loan Yojana Helpline Number

State	phone number
Maharashtra	18001022636
Chandigarh	18001804383
Andaman and Nicobar	18003454545
Arunachal Pradesh	18003453988
Bihar	18003456195
Andhra Pradesh	18004251525
Assam	18003453988
Daman and Diu	18002338944
Dadra Nagar Haveli	18002338944
Gujarat	18002338944
Goa	18002333202
Himachal Pradesh	18001802222
Haryana	18001802222
Jharkhand	18003456576
Jammu and Kashmir	18001807087
Kerala	180042511222
Karnataka	180042597777
Lakshadweep	4842369090
Meghalaya	18003453988
Manipur	18003453988
Mizoram	18003453988
Chhattisgarh	18002334358
Madhya Pradesh	18002334035
Nagaland	18003453988
NCT of Delhi	18001800124
Odisha	18003456551
Punjab	18001802222
Puducherry	18004250016
Rajasthan	18001806546
Sikkim	18004251646
Tripura	18003453344
Tamil Nadu	18004251646
Telangana	18004258933
Uttarakhand	18001804167
Uttar Pradesh	18001027788
West Bengal	18003453344