Pradhan Mantri Mudra Loan Yojana (PMMY) 2023: PM Mudra Loan Online Apply, Eligibility

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PM Mudra Loan Online Apply, Eligibility

Pradhan Mantri Mudra Loan Yojana:- Prime Minister Mudra Loan Yojana was started by the Prime Minister of our country Shri Narendra Modi. Under PM Mudra Loan Yojana, financial assistance of ₹ 1000000 is being provided to the citizens of the country in the form of loan if any citizen If someone wants to start a small business or wants to expand his business, then he can easily get a loan up to ₹ 1000000 by applying under Mudra Yojana. Through this article, we will tell you what is the application process of this scheme. What are its required documents, what are the eligibility and benefits, and other information? To get all the information related to the scheme, you are requested to read this article till the end.

Pradhan Mantri Mudra Yojana 2023

Let us tell you that a budget of Rs 3 lakh crore was prepared by the Central Government for Mudra loan, out of which loans worth Rs 1.75 lakh crore have been distributed so far. Those who want to take a loan under Mudra Yojana 2023 will not have to pay any processing charges to take the loan. Under this scheme, the loan repayment period has been extended by 5 years. The people of the country are given a Mudra card to take Mudra loan under this Prime Minister Mudra Loan Scheme.

Amount provided so far under Pradhan Mantri Mudra Loan Scheme

Financial yearPMMY loans sanctioned (in million)Amount sanctioned (in Rs crore)Amount disbursed (in Rs crore)
2021-2253.73,39,1103,31,402
2020-2150.73,21,7593,11,754
2019-2062.23,37,4953,29,715
2018-1959.83,21,7233,11,811
2017-1848.12,53,6772,46,437

Details Of PM Mudra Loan Yojana

name of the schemePrime Minister Mudra Loan Scheme 
started byBy Prime Minister Narendra Modi
Beneficiarypeople of the country
Objectiveprovide loan
official websitehttps://www.mudra.org.in/

Objective of PM Mudra Yojana

The main objective of this scheme is that there are many people in the country who want to start their own business but are unable to start due to lack of money. For such people, the Central Government has started this scheme, Pradhan Mantri Mudra Loan Scheme. Under 2023, beneficiaries can start their own small business by taking Mudra loan. And under this scheme, providing loans to people in a very easy manner. To realize the dreams of the people of the country and make them self-reliant and empowered through Pradhanmantri Mudra Loan Scheme 2023

Types of Pradhan Mantri Mudra Yojana

Three types of loans are given under this scheme.

  • Shishu Loan: Under this type of Mudra scheme, loan up to ₹ 50000 will be allotted to the beneficiaries.
  • Kishore Loan: Under this type of Mudra scheme, loans ranging from ₹ 50000 to ₹ 500000 will be allotted to the beneficiaries.
  • Tarun Loan: Under this type of Mudra scheme, loans ranging from ₹ 500000 to ₹ 1000000 will be allotted to the beneficiaries.

Banks covered under Mudra Scheme

  • Allahabad Bank
  • Bank of India
  • Corporation Bank
  • ICICI Bank
  • j&k bank
  • Punjab and Sindh Bank
  • Syndicate Bank
  • Union Bank of India
  • Andhra Bank
  • Bank of Maharashtra
  • dena bank
  • IDBI Bank
  • Karnataka Bank
  • Punjab National Bank
  • Tamil Nadu Mercantile Bank
  • Axis Bank
  • Canara Bank
  • Federal Bank
  • Indian Bank
  • Kotak Mahindra Bank
  • Saraswat Bank
  • UCO Bank
  • Bank of Baroda
  • Central Bank of India
  • HDFC bank
  • Indian Overseas Bank
  • Oriental Bank of Commerce
  • State Bank of India
  • Union Bank of India

Beneficiaries of PM Mudra Loan Yojana

  • sole proprietor
  • partnership
  • service sector companies
  • micro industry
  • repair shops
  • truck owners
  • food related business
  • Seller
  • micro manufacturing form

Mudra Loan Yojana State Wise Report

child loan

State names number of beneficiaries Amount approved (in crores) Amount distributed (in crores)
 Ladakh 137 0.49 0.49
 Jammu and Kashmir 35219 112.39 111.22
 Himachal Pradesh 26541 84.25 76.02
 Punjab 448074 1358.06 1336.08
 Uttarakhand 114071 378.77 371.80
 Haryana 371757 1160.53 1146.07
 Rajasthan 1223374 3655.58 3635.11
 Delhi 48015 112.12 108.63
 Uttar Pradesh 2022941 5865.82 5762.65
 Bihar 2525017 7611.54 7535.45
 Sikkim 3169 9.92 9.40
 Assam 160273 413.12 402.15
 Arunachal Pradesh 1864 4.81 4.72
 Nagaland 2172 6.86 6.55
 Manipur 21441 55.40 54.42
 Mizoram 321 1.01 0.88
 Tripura 119598 348.08 346.03
 West Bengal 2002550 4939.17 4912.35
 Jharkhand 701087 1949.19 1925.40
 Madhya Pradesh 1256854 3578.59 3497.73
 Gujarat 615126 2001.32 1992.52
 Chhattisgarh 339351 960.28 950.28
 Orissa 1772974 4760.39 4733.15
 Maharashtra 1697024 4541.56 4520.27
 Andhra Pradesh 193324 509.93 498.98
 Telangana 93453 204.05 186.67
 Karnataka 1750715 4704.07 4694.33
 tamil nadu 2678037 8810.82 8791.58
 Kerala 683984 1970.86 1960.42
 Pondicherry 61653 205.94 205.37
 Goa 11145 34.53 33.44
 lakshdeep 121 0.47 0.45
 Andaman and Nicobar Islands 121 0.31 0.30
 Daman and Diu 132 0.26 0.16
Dadar and Nagar Haveli3330.980.97
Chandigarh388610.2410.07

juvenile loan

State names number of beneficiaries Amount approved(in crores) Amount distributed (in crores)
 Ladakh 3910 81.56 936
 Jammu and Kashmir 94216 2076.69 2036.75
 Himachal Pradesh 23413 511.49 458.51
 Punjab 103939 1554.77 1454.62
 Uttarakhand 29676 523.72 494.88
 Haryana 101895 1228.74 1162.32
 Rajasthan 242474 3093.78 3001.18
 Delhi 17725 318.49 303.80
 Uttar Pradesh 402439 5189.17 4915.72
 Bihar 518211 5216.12 4472.94
 Sikkim 3169 9.92 9.40
 Assam 32645627.10 510.14
 Arunachal Pradesh 482 12.47 11.36
 Nagaland 2066 41.35 38.74
 Manipur 3498 57.66 51.15
 Mizoram 703 14.10 13.08
 Tripura 22941 285.32 267.74
 West Bengal 316484 4337.28 4003.48
 Jharkhand 136262 1443.83 1337.82
 Madhya Pradesh 239822 2966.79 2657.99
 Gujarat 132539 1776.20 1733.72
 Chhattisgarh 65245 851.89 794.20
 Orissa 216014 2292.63 2170.50
 Maharashtra 305562 3811.85 3642.63
 Andhra Pradesh 153863 2497.46 2397.55
 Telangana 45090 916.66 871.72
 Karnataka 411211 4676.80 4582.86
 tamil nadu 399401 4855.54 4735.03
 Kerala 180629 2058.39 1989.63
 Pondicherry 12382 143.96 141.40
 Goa 5352 101.77 91.35
 lakshdeep 218 5.38 5.32
 Andaman and Nicobar Islands 465 13.71 13.45
 Daman and Diu 190 4.45 4.17
Dadar and Nagar Haveli3185.695.58
Chandigarh166137.88776

youth loan

State names number of beneficiaries Amount approved(in crores) Amount distributed (in crores)
 Ladakh 4983 152.60 151.02
 Jammu and Kashmir 16333 1198.50 1169.77
 Himachal Pradesh 6061 506.10 476.73
 Punjab 12806 1077.25 1005.47
 Uttarakhand 5428 455.53 432.96
 Haryana 10333 805.15 759.52
 Rajasthan 25811 2098.21 2020.19
 Delhi 6720 559.75 525.24
 Uttar Pradesh 44357 3997.22 3693.65
 Bihar 22539 1795.15 1599.76
 Sikkim 272 23.14 20.66
 Assam 6936 531.70 474.25
 Arunachal Pradesh 290 24.19 22.49
 Nagaland 474 38.75 33.37
 Manipur465 38.13 33.83
 Mizoram 246 20.54 18.76
 Tripura 1031 75.37 69.90
 West Bengal 30099 2191.42 1973.36
 Jharkhand 9663780.31 678.53
 Madhya Pradesh 23082 1729.74 1542.45
 Gujarat 17001 1362.13 1284.30
 Chhattisgarh 8853 695.94 630.97
 Orissa 15051 1156.90 1039.99
 Maharashtra 36388 2940.71 2689.56
 Andhra Pradesh 36624 2998.67 2884.86
 Telangana 15105 1122.92 1086.95
 Karnataka 27607 2139.41 2017.60
 tamil nadu 23906 2301.22 2226.89
 Kerala 14325 1232.81 1179.64
 Pondicherry 525 38.49 37.06
 Goa 926 72.52 63.82
 lakshdeep44 3.48 3.42
 Andaman and Nicobar Islands 261 22.11 21.60
 Daman and Diu 66 5.43 5.23
Dadar and Nagar Haveli12210.5210.23
Chandigarh77665.6660.40

Benefits of PM Mudra Loan Scheme

  • Any person in the country who wants to start his own small business can take a loan under PMMY.
  • Under this scheme, citizens of the country will be given loans without guarantee to start their own business. Apart from this, no processing charge is taken for the loan. The loan repayment period under Mudra Yojana can be extended up to 5 years.
  • The loan taker gets a Mudra card, with the help of which he can spend on business needs.

Documents for Mudra Loan Yojana

  • People starting small business and those who want to expand their small business can also apply for loan under this Pradhanmantri Mudra Loan Scheme 2023.
  • The age of the person taking the loan should not be less than 18 years.
  • Applicant should not be a defaulter in any bank
  • Aadhar card
  • PAN card
  • Permanent address of application
  • Proof of business address and establishment
  • Balance Sheet of last three years
  • Income Tax Returns और Self tax Returns
  • passport size photo

Process to apply online under Pradhan Mantri Mudra Yojana

  • Now the home page will open in front of you.
  • On the home page you will see the types of Mudra Yojana which are as follows.
    • baby
    • teen
    • youth
  • After this a new page will open in front of you.
  • You have to download the Application Form from this page.
  • After this you will have to take a print of this application form.
  • Now you will have to fill all the important information asked in the application form carefully.
  • After this you have to attach all the important documents.
  • Now you have to submit this application form to your nearest bank.
  • After verification of your application, the loan will be provided to you within 1 month.

Process to login to Mudra Portal

  • First of all you have to go to the official website of Mudra Yojana .
  • Now the home page will open in front of you.
  • On the home page you have to click on the login button.
  • Now a new page will open in front of you in which you will have to enter your username, password and captcha code.
  • Now you have to click on the login button.
  • In this way you will be able to login to the Mudra portal.

How to apply for PM Mudra Yojana ?

  • Under this scheme, the interested beneficiaries who want to apply for getting a loan can go to their nearest government bank, private bank, rural bank and commercial bank etc. and apply with all their documents.
  • After this, go to the bank from which you want to take loan and fill the application form.
  • And fill the form and attach it with all your documents and submit it to the bank official.
  • Then after verifying all your documents, the bank will give you the loan within 1 month.

Process to view annual report

  • First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana .
  • Now the home page will open in front of you.
  • On the home page you have to click on the option of Financials.
  • After this you will have to click on the option of Annual Report.
  • Now the following options will open in front of you.
    • Annual Report 2019 -20
    • Annual Report 2018-19
    • Report 2017-18
    • Annual Report 2016-17
    • Annual Report 2015-16
  • You have to click on the option as per your requirement.
  • After this the PSF file will be downloaded in your device.
  • You can see the annual report in this file.

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Process to view public disclosure

  • First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana.
  • Now the home page will open in front of you.
  • After this you will have to click on the option of Financials.
  • Now you have to click on the option of Public Disclosure.
  • After this you will have to select the financial year.
  • Now you have to select the quarter.
  • As soon as you select the quarter the PDF file will be downloaded to your device.
  • You can see the public disclosure in this file.
  • First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana .
  • Now the home page will open in front of you.
  • On the home page you have to click on the option of tenders .
  • After this a new page will open in front of you.
  • There will be a list of Tenders on this page.
  • You have to click on the option as per your requirement.
  • Related information will be on your computer screen.

Report Viewing Process

  • First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana .
  • Now the home page will open in front of you.
  • On the home page you have to click on the report option.
  • Now a new page will open in front of you.
  • On this page you have to select your state.
  • As soon as you select your state, related information will appear on your screen.
  • First of all you have to go to the official website of Mudra Loan Scheme .
  • Now the home page will open in front of you.
  • On the home page you have to click on the option of Contact Us .
  • After this a new page will open in front of you.
  • On this page you have to click on the option of Bank Nodal Officers PMMY.
  • As soon as you click on this option, the PDF file will be downloaded to your device.
  • In this file you will be able to see information related to the Bank Nodal Officer.
  • First of all you have to go to the official website of Mudra Loan Scheme.
  • Now the home page will open in front of you.
  • After this you will have to click on the option of Offerings.
  • Now you have to click on the option of Shortlisted For Partnering Mudra .
  • After this a file will be downloaded to your device.
  • You will be able to see related information in this file.

mgt7 viewing process

  • First of all you have to go to the official website of Mudra Loan Scheme .
  • Now the home page will open in front of you.
  • On the home page you have to click on the option of Financials.
  • After this you have to click on the option of MGT-7.
  • Now you have to select the financial year.
  • As soon as you select the financial year, MGT-7 will be downloaded to your device.
  • First of all you have to go to the official website of Mudra Loan Scheme.
  • Now the home page will open in front of you.
  • After this you will have to click on the option of Corporate Governance .
  • Now a new page will open in front of you.
  • There will be following options on this page.
    • Corporate Social Responsibility Policy
    • Internal Guidelines on Corporate Governance
    • Fair Practices Code
    • Grievance Redressal
    • Terms and Conditions for Appointment of Independent Director
    • nrc charter
    • The Ombudsman Scheme
  • You have to click on the option as per your requirement.
  • After this the file will be downloaded to your device.
  • You will be able to see related information in the office file.

Process to view overall performance

  • First of all you have to go to the official website of Mudra Loan Scheme .
  • Now the home page will open in front of you.
  • On the home page you have to click on the option of Overall Performance .
  • After this the overall performance report will be downloaded in your device.
  • You can view information related to overall performance by opening the downloaded file on your device.

Process to view PM Mudra Yojana State Wise Performance

  • First of all you have to go to the official website of Mudra Loan Scheme.
  • Now the home page will open in front of you.
  • After this you will have to click on the option of State wise Performance .
  • Now a file will be downloaded to your device in PDF format.
  • In this file you can see state wise performance.

Process to view bank wise performance

  • First of all you have to go to the official website of Mudra Loan Scheme .
  • Now the home page will open in front of you.
  • On the home page you have to click on the option of Bank wise Performance .
  • After this the bank wise performance report will be downloaded in your device.
  • You will be able to see related information in this report.

Process to view profile of Mudra Entrepreneur

  • First of all you have to go to the official website of Mudra Loan Scheme.
  • Now the home page will open in front of you.
  • After this you will have to click on the option of Profile of Mudra Entrepreneur.
  • Now the PDF file will be downloaded to your device.
  • In this file you will be able to see the profile of Mudra entrepreneur.

Pradhan Mantri Mudra Yojana Grievance Officer

customer Care CenterAddress – Swavalamban Kendra, Plot No. C 11, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051, Maharashtra Telephone- 022-67221465 Email- [email protected] Timings – Monday to Friday at 10:00 am to 6:00 pm on all working days and non-public holidays
Grievance Redressal OfficerName – Shri Rajesh Kumar Email – [email protected] Timing: Monday to Friday 10:00 AM to 6:00 PM All Working Days and Non-Public Holidays
Chief Grievance Redressal OfficerName – Shri Amitabh Mishra Email – [email protected] Timing – 10:00 AM to 6:00 PM on all working days and non-public holidays

Process to view contact details

  • First of all you have to go to the official website of Pradhan Mantri Mudra Loan Yojana.
  • Now the home page will open in front of you.
  • After this you will have to click on the option of Contact Us .
  • Now a new page will open in front of you.
  • There will be following options on this page.
    • PMMY toll free number
    • Mujra Officers Mumbai
    • Grievance Officer
    • Bank Nodal Officer
    • Mission Office Contact Details
  • You have to click on the download option given in front of the option as per your requirement.
  • As soon as you click on the download option, the contact details will open on your screen.

Pradhan Mantri Mudra Loan Yojana Helpline Number

Statephone number
Maharashtra18001022636
Chandigarh18001804383
Andaman and Nicobar18003454545
Arunachal Pradesh18003453988
Bihar18003456195
Andhra Pradesh18004251525
Assam18003453988
Daman and Diu18002338944
Dadra Nagar Haveli18002338944
Gujarat18002338944
Goa18002333202
Himachal Pradesh18001802222
Haryana18001802222
Jharkhand18003456576
Jammu and Kashmir18001807087
Kerala180042511222
Karnataka180042597777
Lakshadweep4842369090
Meghalaya18003453988
Manipur18003453988
Mizoram18003453988
Chhattisgarh18002334358
Madhya Pradesh18002334035
Nagaland18003453988
NCT of Delhi18001800124
Odisha18003456551
Punjab18001802222
Puducherry18004250016
Rajasthan18001806546
Sikkim18004251646
Tripura18003453344
Tamil Nadu18004251646
Telangana18004258933
Uttarakhand18001804167
Uttar Pradesh18001027788
West Bengal18003453344